What to Do When A Loved One Dies
Important Steps to Take When a Family Member or Friend Passes Away
Oct 21, 2009
The death of a loved one elicits grief and strong emotions like regret and sadness. It is difficult to think about the many tasks that need to be managed in the days and weeks following a death. As family and friends are notified of the passing, identify a few people who may be able to help with the responsibilities ahead. Use this list to organize what needs to be done and when.
What to Do in the Days Following the Death of a Loved One
It is important to note that in some circumstances, nothing needs to be done immediately following a death. It may help to take a few hours and contact close family and friends. Gather people around to begin to process the strong emotions following a death.
There are several tasks to be done within the first day or two following a death. Contact a funeral director and clergy. Make an appointment to discuss arrangements. Typically, the funeral home will contact the local newspaper with information about arrangements and donation requests. The funeral home also generally arranges for transportation of the body. Ask a trusted friend, relative or minister to be part of this difficult meeting.
As funeral or memorial services are planned, enlist assistance in notifying extended family and friends. The deceased's employer (if applicable) should also be contacted.
Documents Necessary Following a Death
Several certificates and documents will need to be gathered in advance of notifying government agencies and others about the death.
- Death Certificate- A doctor or the medical examiner will issue a death certificate within 24 hours. Obtain 10-15 copies of the certified death certificate. The certificate will be needed every time there is an application of benefits or when proof of death is required. Photocopies will not be accepted.
- Birth certificate of the deceased may be required by some agencies.
- Marriage License- Several copies of the marriage license will be necessary if the spouse qualifies for benefits.
- Children's birth certificates- A copy of the birth certificates of the deceased's children will be needed if children are eligible for benefits.
If there is difficulty finding these documents, contact The National Vital Statistics System for state-by-state assistance in tracking marriage and birth records.
Who to Notify in the Weeks Following the Death of a Loved One?
Within the weeks following the death, there are a number of agencies and people who need to be notified. Most will require the following information: name of deceased, Social Security number, date of death and nature/cause of death.
With that information in hand, contact the lawyer or the executor of the estate, as well as the life insurance agency or company.The deceased’s employee benefits office (if applicable) will provide assistance regarding employee benefits available. The Social Security office must be informed of the death in order for monetary payments to be issued. Notify the Veterans' Administration if decedent was ever in the military as surviving relatives may be eligible for death benefits. Alert banks, credit card companies, and other investment firms where the deceased person had business.
While it is hard to think clearly during times of grief, it is necessary to make arrangements. Allow others to help during this emotional time. Use a list to keep everything organized as steps are completed. Consider reaching out to a grief counselor or support group for help navigating through this time.
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